Find out if you're really ready to retire.

Who this is for

This is built for Quad Cities workers who are seriously thinking about retiring within the next few years and want to know whether the numbers work before they leave. Many come from factory, plant, trade, or hands-on careers.

• —You're tired and would like to retire soon, but you don't want to guess
• —You have a pension, 401k, 403b, IRA, or some combination of retirement savings
• —You do not already have someone actively helping with retirement income, pension, Social Security, and health insurance decisions
• —You want someone to run the numbers around your actual situation
• —You're unsure what to do about health insurance before Medicare
• —You or your spouse want a clearer plan before making the final call

What the review looks at

The goal is not to give you a generic retirement answer. The goal is to answer the practical question: can you leave work when you want to without guessing about income, health insurance, pension decisions, or your savings?

The review covers:

• —Whether your expected monthly income can support your spending
• —Pension monthly payment vs. lump-sum options, if available
• —Your 401k, 403b, IRA, or other retirement savings
• —Social Security timing
• —Health insurance before Medicare
• —Cash, savings, CDs, and other reserves
• —Risks that could affect your retirement date
• —Practical next steps before you leave work

Your Retirement Readiness Report may include an income picture, pension review, health insurance bridge, risk flags, and practical next steps we can walk through together.

What you'll leave with

After the review and report walkthrough, you should know:

• —Whether your retirement date looks realistic
• —What looks solid
• —What needs attention before you leave work
• —How your income, savings, pension, Social Security, and timing fit together
• —How health insurance before Medicare may affect your date
• —Which decisions deserve your attention next

The report is not just emailed out. We review it together so the numbers are explained in context.

This may not be the right fit if

• —You're looking for stock picks, quick quotes, or product recommendations before a full review
• —You're more than a year away from retirement and only casually exploring
• —You only want a report emailed to you without reviewing it together by video or in person

How it works

1. 1

   Answer a few quick questions

   I'll use your answers to see whether the review is likely to be useful for your situation right now.

2. 2

   Book your Retirement Readiness Deep Dive

   This is the first meeting. We'll talk through your retirement timeline, income sources, pension or 401k details, health insurance situation, and main questions. If you're married, both spouses should join if possible.

3. 3

   I prepare your Retirement Readiness Report

   After the Deep Dive, if I have enough information to make the report useful, I'll prepare a personalized Retirement Readiness Report based on your actual situation.

4. 4

   We review the report together

   We'll walk through the report by video or in person so the numbers are explained in context and you can ask questions. The report is not simply emailed out.

The review and report are no cost, no obligation, and no strings attached.

The point is to help you understand the decision before you leave work — not push you into a product.

If you want me to help walk you through the next steps afterward, great. If not, you'll still have a clearer picture you can take with you.

Who you'll be speaking with

Braden Mosley

I help retirees and pre-retirees think through Medicare, retirement income, annuities, life insurance, and long-term care protection.

Most people do not need a sales pitch. They need someone to slow the decision down and show what looks solid, what needs attention, and what still needs to be decided.

This is not stock picking, a quote sheet, or a generic calculator. It is a practical review of your retirement income, pension options, savings, health insurance bridge, and timing.

Check my retirement readiness

Answer a few quick questions so I can see whether this review is likely to be useful for your situation right now.